Borrow USDC from Moonwell on Base and receive it directly on another network. Your USDC arrives ready to use.
Before You Start
You'll need:
Collateral already supplied and enabled on Base
Enough borrowing power available
A destination network selected (Ethereum, OP Mainnet, Polygon, Arbitrum, Avalanche, or Base)
Borrow USDC Steps
1. Open the USDC market. Navigate to the USDC market on Moonwell.
2. Go to the Borrow tab. Click the Borrow tab for the USDC market.
3. Enter the amount. Type the amount of USDC you want to borrow. Make sure you have enough borrowing power; your available-to-borrow amount shows on the Borrow tab.
4. Select the destination network. Click the network selector and choose where you want to receive the USDC.
5. Confirm the borrow. Review the transaction details and confirm the borrow in your wallet. Moonwell processes your borrow request on Base.
6. Wait for delivery. Your USDC transfers to the destination network via the cross-chain bridge. This takes a few minutes.
Transfer Times
How long delivery takes to your destination network:
Ethereum: roughly 20 minutes
OP Mainnet: roughly 20 minutes
Polygon: roughly 15 minutes
Arbitrum: roughly 20 minutes
Avalanche: roughly 1 minute
Times vary based on network conditions.
Transfer Fee
Each cross-chain transfer costs roughly 0.4 USDC. This fee is deducted from the USDC you receive.
Your Position Stays on Base
Your borrow position exists on Base, even though you receive the USDC on another network. Interest accrues on your Base position, and you repay on Base through the same interface.
If you move to another network, your borrow tracking remains tied to Base.
Frequently Asked Questions
Where do I repay?
On Base, through the same interface, regardless of where you received the USDC.
Does borrowing cross-chain affect my liquidation risk?
Your risk is based on your Base position. Receiving USDC elsewhere doesn't change the collateral and borrow math on Base.
What is the fee?
Roughly 0.4 USDC per transfer, deducted from the USDC you receive.